What is the difference between CPIC Wenying Jinsheng CI and New China Life Jiankang Wuyou?
Both CPIC Wenying Jinsheng CI and New China Life Jiankang Wuyou are 重疾险 products. Use the comparison table on this page to see side-by-side differences in company, region, currency, premium term, coverage, illustrated IRR, and policy features.
FAQ
- Which is better, CPIC Wenying Jinsheng CI or New China Life Jiankang Wuyou?
- Neither product is universally better. Compare by region, currency, premium term, coverage breadth, and illustrated IRR to find the one that matches your needs.
- Are the comparison figures guaranteed?
- Comparison data is extracted from official brochures and updated whenever the underlying product vector is updated. Non-guaranteed portions (such as illustrated IRR for participating policies) depend on the insurer's performance.
- Where can I read the official brochures?
- Both official PDF brochures are linked on this page. Always confirm terms with the official documents before deciding.
Methodology
Structured data: ProductVector v2.11 (registry id compare-field-registry-v2.11.json).
CPIC Wenying Jinsheng CI vs New China Life Jiankang Wuyou
重疾险
Compare 太保附加稳赢金生重大疾病保险 and New China Life Jiankang Wuyou (健康无忧卓越版) across coverage, features, and benefits.
共 14 行 · 6 个分组
基础信息
| 字段 | CPIC Wenying Jinsheng CI | New China Life Jiankang Wuyou |
|---|---|---|
| 缴费期 | 5年 / 10年 / 15年 / 20年 | 暂无数据 |
| 投保年龄 | 投保年龄按计划版本、缴费期及条款规定而定；最低年龄要求包括出生满28日。 | 暂无数据 |
| 保单货币 | CNY | 暂无数据 |
疾病覆盖
| 字段 | CPIC Wenying Jinsheng CI | New China Life Jiankang Wuyou |
|---|---|---|
| 疾病总数 | 120优势 | 暂无数据 |
| 重大/严重疾病数 | 120优势 | 暂无数据 |
首次赔付
| 字段 | CPIC Wenying Jinsheng CI | New China Life Jiankang Wuyou |
|---|---|---|
| 首次重疾赔付 | 重大疾病保险金至少按附加险基本保险金额给付，并与现金价值、已交保费比较取大。 | 暂无数据 |
| 严重疾病赔付比例 | 100%优势 | 暂无数据 |
多次赔付
| 字段 | CPIC Wenying Jinsheng CI | New China Life Jiankang Wuyou |
|---|---|---|
| 是否多次赔付 | 否 | 暂无数据 |
| 赔付后保单状态 | 部分保险金不可兼得，给付后保单责任可能终止或调整。 | 暂无数据 |
现金价值/分红
| 字段 | CPIC Wenying Jinsheng CI | New China Life Jiankang Wuyou |
|---|---|---|
| 是否有保证现金价值 | 是优势 | 暂无数据 |
| 是否有非保证红利/分红 | 是优势 | 暂无数据 |
人寿保障
| 字段 | CPIC Wenying Jinsheng CI | New China Life Jiankang Wuyou |
|---|---|---|
| 是否有身故赔偿 | 是优势 | 暂无数据 |
| 身故赔偿说明 | 身故赔付比例约为150%。 | 暂无数据 |
| 身故赔付比例 | 150%优势 | 暂无数据 |
产品特色对比
摘要补充 · 来自产品结构化特征
CPIC Wenying Jinsheng CI
- 疾病覆盖广 · 覆盖120种疾病，含120种重疾。
- 现金价值 · 兼具现金价值或分红元素，适合长期配置。
New China Life Jiankang Wuyou
暂无产品特色摘要
重疾险 · 共 14 个对比字段
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China Pacific Insurance (CPIC)
CPIC Wenying Jinsheng CI