What is the difference between Ping An Ruyi Quanneng CI Rider and New China Life Jiankang Wuyou?
Both Ping An Ruyi Quanneng CI Rider and New China Life Jiankang Wuyou are 重疾险 products. Use the comparison table on this page to see side-by-side differences in company, region, currency, premium term, coverage, illustrated IRR, and policy features.
FAQ
- Which is better, Ping An Ruyi Quanneng CI Rider or New China Life Jiankang Wuyou?
- Neither product is universally better. Compare by region, currency, premium term, coverage breadth, and illustrated IRR to find the one that matches your needs.
- Are the comparison figures guaranteed?
- Comparison data is extracted from official brochures and updated whenever the underlying product vector is updated. Non-guaranteed portions (such as illustrated IRR for participating policies) depend on the insurer's performance.
- Where can I read the official brochures?
- Both official PDF brochures are linked on this page. Always confirm terms with the official documents before deciding.
Methodology
Structured data: ProductVector v2.11 (registry id compare-field-registry-v2.11.json).
Ping An Ruyi Quanneng CI Rider vs New China Life Jiankang Wuyou
重疾险
Compare 平安附加如意全能（2025）提前给付重大疾病保险 and New China Life Jiankang Wuyou (健康无忧卓越版) across coverage, features, and benefits.
共 14 行 · 5 个分组
基础信息
| 字段 | Ping An Ruyi Quanneng CI Rider | New China Life Jiankang Wuyou |
|---|---|---|
| 缴费期 | 2年 / 20年 | 暂无数据 |
| 投保年龄 | 投保年龄按计划版本、缴费期及条款规定而定。 | 暂无数据 |
| 保单货币 | CNY | 暂无数据 |
疾病覆盖
| 字段 | Ping An Ruyi Quanneng CI Rider | New China Life Jiankang Wuyou |
|---|---|---|
| 疾病总数 | 160优势 | 暂无数据 |
| 重大/严重疾病数 | 120优势 | 暂无数据 |
首次赔付
| 字段 | Ping An Ruyi Quanneng CI Rider | New China Life Jiankang Wuyou |
|---|---|---|
| 首次重疾赔付 | 重大疾病保险金按本合同基本保险金额100%给付。 | 暂无数据 |
| 早期疾病赔付 | 轻度疾病保险金按基本保险金额20%给付，累计以五次为限。 | 暂无数据 |
| 严重疾病赔付比例 | 100%优势 | 暂无数据 |
| 早期/轻症赔付比例 | 20%优势 | 暂无数据 |
| 中症/中度赔付比例 | 50%优势 | 暂无数据 |
多次赔付
| 字段 | Ping An Ruyi Quanneng CI Rider | New China Life Jiankang Wuyou |
|---|---|---|
| 是否多次赔付 | 否 | 暂无数据 |
| 多次赔付等待期 | 多次赔付或相关保障设等待期，具体以产品条款为准。 | 暂无数据 |
现金价值/分红
| 字段 | Ping An Ruyi Quanneng CI Rider | New China Life Jiankang Wuyou |
|---|---|---|
| 是否有保证现金价值 | 是优势 | 暂无数据 |
| 是否有非保证红利/分红 | 是优势 | 暂无数据 |
产品特色对比
摘要补充 · 来自产品结构化特征
Ping An Ruyi Quanneng CI Rider
- 疾病覆盖广 · 覆盖160种疾病，含120种重疾。
- 现金价值 · 兼具现金价值或分红元素，适合长期配置。
New China Life Jiankang Wuyou
暂无产品特色摘要
重疾险 · 共 14 个对比字段