What is the difference between Taikang Lexiang Jiankang 2026 and New China Life Jiankang Wuyou?
Both Taikang Lexiang Jiankang 2026 and New China Life Jiankang Wuyou are 重疾险 products. Use the comparison table on this page to see side-by-side differences in company, region, currency, premium term, coverage, illustrated IRR, and policy features.
FAQ
- Which is better, Taikang Lexiang Jiankang 2026 or New China Life Jiankang Wuyou?
- Neither product is universally better. Compare by region, currency, premium term, coverage breadth, and illustrated IRR to find the one that matches your needs.
- Are the comparison figures guaranteed?
- Comparison data is extracted from official brochures and updated whenever the underlying product vector is updated. Non-guaranteed portions (such as illustrated IRR for participating policies) depend on the insurer's performance.
- Where can I read the official brochures?
- Both official PDF brochures are linked on this page. Always confirm terms with the official documents before deciding.
Methodology
Structured data: ProductVector v2.11 (registry id compare-field-registry-v2.11.json).
Taikang Lexiang Jiankang 2026 vs New China Life Jiankang Wuyou
重疾险
Compare 泰康乐享健康2026重大疾病保险 and New China Life Jiankang Wuyou (健康无忧卓越版) across coverage, features, and benefits.
共 14 行 · 6 个分组
基础信息
| 字段 | Taikang Lexiang Jiankang 2026 | New China Life Jiankang Wuyou |
|---|---|---|
| 保障年期 | 终身 | 暂无数据 |
| 缴费期 | 一次性 / 3年 / 5年 / 10年 / 15年 / 20年 / 25年 / 30年 | 暂无数据 |
| 投保年龄 | 投保年龄按计划版本、缴费期及条款规定而定。 | 暂无数据 |
| 保单货币 | CNY | 暂无数据 |
疾病覆盖
| 字段 | Taikang Lexiang Jiankang 2026 | New China Life Jiankang Wuyou |
|---|---|---|
| 疾病总数 | 120优势 | 暂无数据 |
| 重大/严重疾病数 | 120优势 | 暂无数据 |
首次赔付
| 字段 | Taikang Lexiang Jiankang 2026 | New China Life Jiankang Wuyou |
|---|---|---|
| 首次重疾赔付 | 重大疾病保险金按基本保险金额、已交保费、现金价值三者较大者给付；以基本保额口径至少为100%。 | 暂无数据 |
| 严重疾病赔付比例 | 100%优势 | 暂无数据 |
多次赔付
| 字段 | Taikang Lexiang Jiankang 2026 | New China Life Jiankang Wuyou |
|---|---|---|
| 是否多次赔付 | 否 | 暂无数据 |
| 多次赔付等待期 | 多次赔付或相关保障设等待期，具体以产品条款为准。 | 暂无数据 |
现金价值/分红
| 字段 | Taikang Lexiang Jiankang 2026 | New China Life Jiankang Wuyou |
|---|---|---|
| 是否有保证现金价值 | 是优势 | 暂无数据 |
| 是否有非保证红利/分红 | 是优势 | 暂无数据 |
人寿保障
| 字段 | Taikang Lexiang Jiankang 2026 | New China Life Jiankang Wuyou |
|---|---|---|
| 身故赔偿说明 | 18周岁后身故/全残/疾病终末期保险金按基本保险金额、已交保费、现金价值三者较大者给付。 | 暂无数据 |
| 身故赔付比例 | 100%优势 | 暂无数据 |
产品特色对比
摘要补充 · 来自产品结构化特征
Taikang Lexiang Jiankang 2026
- 疾病覆盖广 · 覆盖120种疾病，含120种重疾。
- 现金价值 · 兼具现金价值或分红元素，适合长期配置。
New China Life Jiankang Wuyou
暂无产品特色摘要
重疾险 · 共 14 个对比字段
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