What is IncomeGuard Critical Illness Protector?

IncomeGuard Critical Illness Protector is a Critical Illness insurance product issued by Manulife Hong Kong in Hong Kong. It supports USD, HKD. Read the full product analysis on Policy Vector.

FAQ

What type of insurance is IncomeGuard Critical Illness Protector?
IncomeGuard Critical Illness Protector is a Critical Illness insurance product issued by Manulife Hong Kong.
Which currencies does IncomeGuard Critical Illness Protector support?
IncomeGuard Critical Illness Protector supports the following currencies: USD, HKD.
Where can I read the official brochure for IncomeGuard Critical Illness Protector?
The official PDF brochure is linked on this page. Always verify terms, premiums, and benefits with the official brochure before purchasing.

Sources

Methodology

Data extracted from official product brochure on —. Structured data: ProductVector v2.11 (registry id compare-field-registry-v2.11.json).

IncomeGuard Critical Illness Protector

Critical Illness

by Manulife Hong Kong · Hong Kong

Why selected

10Life 友邦、保诚、宏利热卖重疾横评中用于代表宏利的产品。

基础信息

Insurance Company

Manulife Hong Kong

Product Category

Critical Illness

Policy Term

终身

Premium Term

10年 / 20年 / 25年

Entry Age

投保年龄按计划版本、缴费期及条款规定而定。

Policy Currency

USD / HKD

Product Brochure

核心利益

Total Covered Illnesses

182

Major Illness Count

121

Early-Stage Illness Count

44

中度疾病数

暂无数据

儿童疾病数

17

Multiple Claims

支持

Cancer Multiple Claims

支持

ICU Benefit

暂无

Guaranteed Cash Value

支持

Non-Guaranteed Bonus / Dividend

支持

产品特色

疾病覆盖广

覆盖182种疾病,含121种重疾、44种早期疾病、17种儿童疾病。

多次赔付

指定疾病可在首次赔付后继续获得保障。

癌症持续保障

癌症达到约定条件后,可申请额外或多次赔付。

心脑血管保障

心脏病或中风达到条件后,可获额外支持。

脑退化支持

脑退化或柏金森等指定疾病可获长期支持。

儿童保障

包含儿童相关疾病或成长保障责任。

Tags

Policy LoanDeath Benefit Payment OptionsTerminal Illness Benefitbonus lock inNeurodegenerative AnnuityChild Growth BenefitExtra Premium OptionHealthcare Conciergepremium waiver

Risk Disclosures

  • Non-Guaranteed Benefit Risk
  • Surrender / Liquidity Risk
  • Currency Risk
  • Exchange Rate Risk
  • Policy Loan Risk
  • 通胀风险
  • Claims Limitation

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Disclaimer: Policy Vector does not sell insurance products and does not provide personalized insurance, financial, or investment advice. All information is provided for research and educational purposes only. Product details should be verified against official brochures, policy documents, and licensed professionals.